本帖最后由 bruce2019 于 9-8-2022 06:31 编辑
学习了,看来“ Board rates ” 也是个坑啊:
A library of rates determined internally by the bank. Usually lower at onset, they become increasingly mysterious as time goes by. If it changes, you only have 30 days to act and react, assuming you could do something about it.
They are usually described as a combination of internal cost of funds and associated business costs. You may find more description listed in your contract.
With board rates, there are no historical trends whatsoever.
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又仔细看了一遍现在的合同,这个 ML_RATE 比较坑;
银行可以随意涨,它说多少就是多少,你没什么可以争辩或者改变的;
要么认,要么只能换
没什么透明度,完全是银行说了算。。。。。。。。。。。。。。。
13-8-2022 09:40 teamaker